The Jeevika Didi Yojana aims to support women in Bihar by providing financial assistance and promoting self-employment. Recently, some beneficiaries reported that their ₹10,000 initial assistance has not yet been credited to their accounts. Chief Minister Nitish Kumar has assured that the pending amount will be transferred on 6 October 2025.
This initiative is part of the Bango Women Employment Scheme, which has already benefitted 25 lakh women across Bihar.
Purpose and Benefits of Jeevika Didi Yojana
The main goal of the Jeevika Didi Yojana is to empower women financially and encourage entrepreneurship in rural areas.
- It is Bihar’s largest self-help group (SHG) initiative, with more than 1.40 crore women enrolled.
- Women receive ₹10,000 as initial funding to start their self-employment ventures.
- Successful business operators can receive up to ₹2 lakh in additional assistance.
- The scheme aims to make women economically independent and self-reliant.
Reasons for Delay in Payment
Some women have not yet received their ₹10,000 assistance due to:
- Incorrect IFSC code or bank account details.
- Missing or incomplete personal information.
- Errors in mobile numbers linked to the bank account.
- Gaps in information provided by the Gram Organization or SHG.
How to Resolve Payment Issues
Affected beneficiaries can take these steps to ensure smooth transfer:
- Contact your Gram Organization or SHG to verify and update account details.
- Ensure that all personal documents and bank information are accurate.
- Check with the bank for any issues related to account verification.
- Government authorities are resolving payments in phases, with the next installment scheduled for 6 October 2025.
Impact of the Scheme
The Jeevika Didi Yojana is transforming the lives of rural women in Bihar by:
- Encouraging them to start small businesses.
- Providing financial support and guidance for entrepreneurship.
- Creating a sense of economic independence and confidence.
- Strengthening the self-help group network across villages.
Conclusion
The Jeevika Didi Yojana continues to be a lifeline for rural women in Bihar, supporting their self-employment and financial independence. Women who have not received the ₹10,000 assistance can expect the payment on 6 October 2025. Beneficiaries are encouraged to update their bank details and personal information with their SHG to avoid delays. This scheme reflects the government’s commitment to empowering women and promoting entrepreneurship at the grassroots level.
FAQs
Q1: Why has the ₹10,000 not been credited to my account?
The delay may be due to wrong IFSC code, incomplete information, or errors in mobile number.
Q2: When will the pending amount be transferred?
The next installment is scheduled for 6 October 2025.
Q3: Who is eligible for additional assistance under this scheme?
Women who successfully run their enterprise can receive up to ₹2 lakh in support.
Q4: How can I correct my account or personal details?
Beneficiaries should contact their Gram Organization or SHG to update all relevant information.
Q5: How many women are part of the Jeevika Didi Yojana?
Over 1.40 crore women are enrolled in Bihar’s self-help group initiative under this scheme.