Millions of workers in India’s unorganized sector have received good news. The central government has strengthened the E Shram Card Yojana 2025 to provide financial security and social benefits. Registered workers under this scheme will now get ₹3,000 monthly pension, ensuring economic support even in old age.
What is E Shram Card Yojana?
The E Shram Card Yojana is a government initiative for workers in the unorganized sector. It provides workers with a digital identity and social security benefits. Under this scheme, a national database of workers is maintained with details about their work, income, and family. This allows government benefits to reach workers directly in the future.
Monthly Pension of ₹3,000 – How It Works
The key feature of this scheme is that workers will receive ₹3,000 per month after completing 60 years of age. This pension is deposited directly into the worker’s bank account. Both the government and workers contribute to the pension fund, creating a secure and regular income for older workers.
Who Can Apply?
The scheme targets workers in the unorganized sector, such as:
- Construction workers
- Drivers
- Domestic helpers
- Street vendors and hawkers
- Agricultural laborers
Eligibility criteria include:
- Age between 18 to 40 years
- Should not be a member of EPFO or ESIC
- Must have Aadhaar card and bank account
How to Apply for E Shram Card
Applying for an E Shram Card is simple and can be done online or offline:
- Visit the E Shram portal using a mobile or computer.
- Enter your Aadhaar number and mobile number.
- Verify using OTP.
- Fill in personal details like name, address, work type, and bank information.
- Submit the form and download the E Shram Card.
Alternatively, you can visit a nearby CSC center for assistance.
Key Benefits of E Shram Card
The E Shram Card offers more than identification:
- ₹3,000 monthly pension after 60 years
- Accidental insurance cover up to ₹2 lakh
- Connects workers to other government schemes like PM Awas Yojana, Ujjwala Yojana, and Atal Pension Yojana
- Acts as a single digital identity for all future government benefits
Why This Scheme is Important
The E Shram Card provides financial stability and social security to workers who are usually excluded from formal employment benefits. It encourages workers to register and ensures that they are protected from financial hardships in old age or during emergencies.
Conclusion
E Shram Card Yojana 2025 is a landmark initiative for unorganized sector workers. By offering ₹3,000 monthly pension and insurance benefits, it provides long-term financial security. Workers should apply as soon as possible to secure their future and access other government benefits easily.
FAQs
Who is eligible for E Shram Card Yojana 2025?
Workers aged 18–40 in the unorganized sector who are not members of EPFO or ESIC and have Aadhaar and bank accounts.
How much pension will be provided under this scheme?
Registered workers will receive ₹3,000 per month after reaching 60 years of age.
Is there any insurance benefit with the E Shram Card?
Yes, the scheme provides accidental insurance coverage up to ₹2 lakh.
How can I apply for the E Shram Card?
You can apply online via the E Shram portal or offline at the nearest CSC center.
Can this card help in availing other government schemes?
Yes, it acts as a single digital identity to access other benefits like PM Awas Yojana, Ujjwala Yojana, and Atal Pension Yojana.